An annuity is described as a stream of fixed cash flows, i.e. payments or receipts, that occurs periodically, over time. For example, payment of housing loan, life insurance premium, rent, etc. There can be two types of annuities, i.e. ordinary annuity and annuity due. Ordinary annuity means an annuity which is related to the period preceding its date, whereas annuity due is the annuity related to the period following its date. Most of the people use an annuity as a retirement tool (pension) … [Read more...]
Difference Between Bull and Bear Market
Bulls thrust up their horns while attacking the opponent, in the same way, when the market rises belligerently, it is said to be a bulls market. On the other hand, bears swipes down, their paws for attacking the opponent, likewise, when the market falls, it is known as bears market. In the stock market, the terms bulls and bears are commonly encountered which indicates, how the stock market is doing, at a particular time. For the novice investors, these terms are a bit confusing, but one can … [Read more...]
Difference Between Liquidity and Solvency
While liquidity is how effectively the firm is able to cover its current liabilities, through current assets. Solvency determines how well the company maintains its operation in the long run. At the time of making an investment, in any company, one of the major concerns of all the investors is to know its liquidity and solvency. These are the two parameter which decides whether the investment will be beneficial or not. This is because these are related measures and helps the investors to … [Read more...]
Difference Between Language and Communication
While communication refers to the interchange of message or information from one person to another, either verbally or non-verbally. On the other hand, language is a human communication method or the system through which two people interact. It is used in a particular region or community, for imparting a message, to each other, with the use of words. In the process of communication, language plays an important part. Indeed, all the living beings in this world communicate in their own … [Read more...]
Difference Between Copyright and Patent
Intellectual property refers to the human creations, in which a person uses his/her brain, labour and capital. Copyrights and Patents are two rights that provide protection to Intellectual Property. These are the intangible assets which a company owns and has some economic value. While copyright protects creative and intellectual works, which covers artistic, literary, musical and dramatic work. It is used to differentiate various classes of work. On the other hand, a patent protects new … [Read more...]
Difference Between Fixed Assets and Current Assets
The basic difference between fixed asset and current asset lies in the fact that how liquid the assets are, i.e. if they can be converted into cash within one year, then they are considered as a current asset while when the asset is kept by the firm for more than one accounting year, then it is known as fixed assets or non-current assets. In accounting, we often encounter the term assets, which indicates those items or resources owned by the firm, which is supposed to provide monetary benefit … [Read more...]
Difference Between Tangible and Intangible Assets
The tangible assets are the class of assets that are physically present, thus they can be seen or touched. On the other hand, the intangible assets represent the assets which are abstract, i.e. they can neither be seen nor touched, but can only be experienced. Assets are anything having some value, which is owned by an individual or firm and is expected to provide economic benefit in future. It is the basic business requirement that is needed by the company for its smooth functioning. It is … [Read more...]
Difference Between Income and Wealth
While income is generated, wealth is created, there is a big difference between two. Many think that these two terms are one and the same thing, but in reality, income is a stream of money, which a person receives from different sources such as salary, rent, profit, interest etc., that helps in the creation of wealth and wealth is the total market value of all the assets possessed, stored or saved by a person for future use. The former is the money earned by a person, over a limited period … [Read more...]
Difference Between GDP and GNI
GDP, i.e. gross domestic product refers to the aggregate market value of all the finished goods and services produced by a country. On the other hand, GNI stands for gross national income which takes into account country's GDP and net income earned abroad. National income refers to the ultimate outcome of all economic activities of the country during a period of one year, measured monetarily. It is an imperative macroeconomic concept, that ascertains the business level and the economic status … [Read more...]
Difference Between Structured and Unstructured Interview
The structured interview uses preset questions, which are asked to all the candidates. On the other extreme, in an unstructured interview, the questions which are asked are not determined in advance, rather they are spontaneous. Interview is described as an in-depth conversation between two or more persons, in a formal way, so as to figure out candidate's acceptability for the job. It is one of the most effective tools for data collection and selection. It is one to one communication between … [Read more...]
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