CID stands for Crime Investigation Department, which comes under state police and has limited powers. On the other hand, CBI, i.e. Central Bureau of Investigation is a central level specialized investigation agency set up for the purpose of detection and examination of crime across the country. Nowadays, from every nook and corner of the country, we hear crime news related to murders, rape, robbery, corruption, scandals, dowry death, cybercrime, honour killing, mob lynching, road accidents, … [Read more...]
Difference Between Agreement and Memorandum of Understanding (MoU)
At the time of entering into a legal transaction, there are two options available to the parties, i.e. agreement or memorandum of understanding. While an agreement refers to concordance between the legally competent parties, which is generally negotiated. Conversely, in Memorandum of Understanding (MoU) is a type of agreement between legally competent parties, which is non-binding in nature. An MoU contains the description of understanding between the two parties, including the requirements … [Read more...]
Difference Between Open University and Distance Education
In the fast-paced world, education plays a pivotal role, in making a difference in an individual's personality, character and most importantly in his/her knowledge. There are many people among us, who are not able to continue their education because of any reason like financial difficulty, circumstances, or job etc. For these people, an open university is a great opportunity to continue their education afterwards. In fact, people from all walks of life can get their degrees and diplomas in … [Read more...]
Difference Between Repo Rate and MSF Rate
Repo Rate or repurchase auction rate is one at which the Reserve Bank of India, buys back Government Securities, from the commercial banks, based on the level of liquidity, the central bank wants to maintain in the country's economy. The central bank uses this as a tool to increase or decrease the supply of money in the economy. Marginal Standing Facility (MSF), is a window for banks, to take money on credit from the central bank, by pledging Government securities, in the case of emergency, … [Read more...]
Difference Between Bank Rate and MSF Rate
In our monetary policy rate series, we have already discussed the CRR and SLR, Repo Rate and Reverse Repo Rate. So, in this session, we will go through the bank rate and MSF rate. The bank rate can be understood as the interest rate at which commercial banks borrow money from the central bank without any sale of securities. On the other hand, MSF Rate is the rate of interest at which commercial banks borrow funds overnight from the central bank, by giving government securities as … [Read more...]
Difference Between Repo Rate and Reverse Repo Rate
The two Liquidity Adjustment Facility with the Central Bank are the Repo Rate and Reverse Repo Rate. Repo Rate is the rate at which interest is charged by the central bank, i.e. Reserve Bank for granting loans to a commercial bank. As against, the Reverse Repo Rate is the rate at which interest is given to the banks which park their excess money with the Reserve Bank of India. What is a Repurchase Option Agreement? Repo is an abbreviation for the Repurchase Option Agreement. It is a contract … [Read more...]
Difference Between CRR and SLR
Commercial banks are mandated to hold a fixed proportion of their average cash balance, as a reserve with the central bank, the amount of which should not be less than the specified percentage of Net Demand and Time Liabilities is called Cash Reserve Ratio (CRR). On the other hand, SLR or Statutory Liquidity Ratio is the amount which a commercial bank is required to maintain in the form of liquid assets, i.e. cash, gold and bonds, before extending loans to its customers. Basically, every … [Read more...]
Difference Between Training and Internship
Many a time, students juxtapose training for an internship, but there is a huge difference between the two, which they need to understand because it helps in creating their portfolio. Also, with this, the students can decide, which career path or domain is best for them. While training is a learning process in which attempts are made to increase the knowledge, skills and competencies of the trainee so that he/she can easily perform a specific job. On the other side of the coin, we have … [Read more...]
Difference Between Speed Post and Registered Post
Both speed post and registered post are postal services provided by India Post, to the general public, wherein the speed post is famous for its time-bound delivery and registered post is known for secured delivery. The fundamental difference between, speed post and registered post is that the former is address specific while the latter is addressee-specific. With the advancement in technology, the world has now become a global village with no 'boundary' word left in the dictionary. As it is … [Read more...]
Difference Between Speed Post and Courier
Speed post is a postal service provided by the nation's postal department, to facilitate time-bound delivery of letters, parcels, documents, and other important stuff. On the other hand, the courier is also an express service, provided by a private company and facilitates timely shipping of consignment and letters. Back in olden days, the only method to connect with our loved ones, friends, relatives and acquaintances, was to send letters, with the use of pigeons, which took days and … [Read more...]
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